Terms and Conditions

General Guidance

NuMA ("we," "our," or "us"), operated by proprietor Banani Das Dhar, located at C3, #1907/08, L and T South City, Arekere, Bannerghatta – 560076, is dedicated to protecting confidentiality, maintaining responsible privacy practices, and complying with applicable Information Technology laws and related provisions pertaining to electronic records.

By accessing our website BananiVista.com, booking our services (coaching, healing, consulting), or purchasing products, you confirm that you have read, understood, and agreed to these Terms and Conditions as well as our Privacy Policy and Cookie Policy.

Disclaimer

Our services, including coaching, healing, and consulting, are professional, client-centered relationships designed to support you in self-awareness, personal growth, and making better choices. Coaching and healing are collaborative processes, and success depends on your willingness to participate, communicate honestly, and apply the insights you gain.

While we are committed to providing guidance, tools, and support, you acknowledge and agree that:

• NuMA (Banani Das Dhar) does not guarantee specific outcomes, results, or success from coaching, healing, consulting, or product usage.
• Any results depend on your personal commitment, effort, and circumstances.
• Services are not a substitute for medical, legal, financial, or psychological advice. For such matters, you should seek qualified professional guidance.
• Healing services are complementary in nature and should not be considered a replacement for medical treatment or diagnosis.
• Products offered through our retail section are provided in good faith, but we make no warranties beyond those required under applicable consumer protection laws.

You further agree that NuMA shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or products.

Your Responsibilities

By engaging with our Services, you agree to:

• Communicate openly and honestly with your coach/healer/consultant.
• Be receptive to feedback, insights, and guidance.
• Take personal responsibility for your choices, actions, and outcomes.
• Use products as intended and in accordance with any instructions provided.

Intellectual Property

All content on BananiVista.com – including text, images, logos, graphics, course materials, and other resources – are the intellectual property of NuMA unless otherwise stated. You may not copy, reproduce, distribute, or commercially exploit any material without prior written consent.

Payments and Bookings

• Payment for services (coaching, healing, consulting) must be made in full prior to scheduled sessions unless otherwise agreed.
• Retail products must be paid for in full at the time of order.
• All prices are subject to applicable taxes (if any).
• By making a payment, you agree to our Refund & Cancellation Policy (if applicable, to be published separately).

Limitation of Liability

To the maximum extent permitted by law:

• NuMA and Banani Das Dhar disclaim all liability for any loss, damage, injury, or expense resulting from the use of our services or products.
• You understand that outcomes vary, and responsibility lies primarily with your engagement in the process.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the jurisdiction of the courts located in Bangalore, Karnataka.

📍 Contact Us

For questions regarding these Terms and Conditions, please contact: